During my more than 30 years as an investment executive, I've been responsible for hundreds of millions of dollars in client assets. I've developed a very simple philosophy, which I believe distinguishes us from virtually all financial organizations:

• We are fiercely independent and free of any conflicts of interest;
• Beyond our advisory fee, we will not benefit from any of our recommendations;
• Our recommendations will always be based on a client's needs and objectives;
• We will think outside the box—global change is not a threat, but an opportunity;
• We will work hard to keep fees and expenses under control.

A secondary objective of my firm is to share our knowledge. Our web-based Perspectives service provides access to our views on geopolitical, social policy and the economy to subscribers in more than 30 countries. We will offer this service "pro bono" as long as possible, but hope you will reciprocate by visiting our Book Sales page and by generously giving to our designated charities, Doctors Without Borders/MSF and Friendship Bridge.

If our consulting services are of interest to you, please contact us at cal@cavelti.com

We look forward to hearing from you!

Peter Cavelti

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